Crown financial money map free download

Are you on track? Do you need to adjust your categories or percentages? Are there ways you can increase giving, debt reduction, and savings? The best retirement investment that will fit into any retirement plan is to have a debt-free home. If you have a mortgage, pay it off as soon as possible. Then, use the money that was paying mortgage payments to start a retirement account or to reinforce an existing one. Start saving early, especially if your employer offers a matching contribution to your k or b.

When it comes to investments, remember that they are for the long-term. Diversify them, but always make sure that they align with your values. As you make these choices, seek godly counsel, such as Sound Mind Investing. Continue to grow your savings. Revisit the Savings Goal calculator. Remember that this money is to be kept in an account that you can easily withdraw from without a fee.

Visit www. Over the past weeks, you have established a balanced budget based on your goals, income, expenses, and family needs. A balanced budget allows you to manage the resources God has provided for you while living within your means. Maintained, the budget informs you when you spend more than you allocated.

It also provides the tools to help you make wise financial decisions. It can minimize the influence of emotions in making those decisions since you have information to guide you.

As you move from creating a budget and establishing a balanced budget, the next step is maintaining the budget. The Maintenance Plan provides the user with steps to follow to control spending, by category, and to know your financial well-being, continuously. Therefore, the system should be simple while still accomplishing its goal. Allocate your savings according to your goals and reevaluate your planned major purchases by asking these questions:. Consider what the Bible says about retirement.

This is likely the max you will need to save, enabling you to be prepared for any emergency, job loss, or unexpected expense without hoarding your money. Research options that will work for your family. Find ways to give more generously, even ways discretely and in private so that only the Lord knows what you are doing. He will reward you for it. Shop around for lenders to get the best rate and to get a general idea of what lenders are offering.

Ask them and your realtor about all the fees that you will be charged. These can add up into the thousands, but if you are aware of them, you can often have the seller pay them or negotiate to lower them. There are many choices when it comes to the type of mortgages you can apply for. Research them all, and with the help of wise counsel, choose the one right for you.

Make ownership of your home your first priority. Pay directly towards your principal on top of your regular monthly payments. Consider putting your bonuses and tax returns towards your mortgage after you have generously given from them. Investments should not change your lifestyle or cause stress or worry for you or your family.

Do not leave them riches, but virtue and skill. Continue to increase your payment to the principal of your mortgage monthly, as you are able. Consider making two payment a month, or once every 4 weeks to decrease how much you owe until your mortgage is paid off! Plan a celebration for your family when you've accomplished this incredible goal!

If you haven't yet, research options that will work for your family. Encourage your children to contribute to it as well through job, birthday, Christmas, and chore money they earn.

Increase and maximize your investment here as you are able. The vast majority of people do not have a will or a trust, but it is poor stewardship not to. Have you had an audacious giving goal that you have yet to accomplish? Watch one man's testimony on how he maximized his giving.

This Companion Guide course is here to offer you even more encouragement and practical tips and tools to guide you on your journey.

The Money Map Companion Guide course is a "handbook" that will help you walk through the 7 destinations on your Money Map.

Are you ready for financial freedom? The Money Map is your guide to a biblical, joyful, stress-free financial future. Start Now. Track spending and create your spending plan If you do not already have a budget, creating one can be freeing!

Start giving regularly to the Lord Your home church should be a great place to start your giving, and you may also have other ministries that you would like to support. Tips on Starting Tithing Consider giving first to the Lord before paying other bills. Commit to a percentage to tithe, and do it consistently.

This worksheet will help you organize your monthly expenses by category. It can also be used as your target budget to reference throughout the month as you track your spending. Fill it in digitally, or print it out and take it with you. This fillable worksheet will help you track all of your expenses over a month, which is a fundamental step to build and maintain a budget. Print this form and keep it in your car, or fill it in digitally after checking your online bank account.

Chuck and Larry deliver hope to you and your family in this inspirational collection of daily devotionals. Learn to be a wise steward of your resources and discover biblical insights for giving, debt, money, and investing. This fillable worksheet will help you determine your monthly expenses, build a spending plan, analyze your budget, and get out of debt. Having a realistic spending plan and tracking your spending are two important steps towards achieving true financial freedom.

These tools help you bridge the gap from where you are to where you want to be. Crown offers basic budgeting and tracking tools in the MoneyLife Planner which will require you to create an account.